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| 7 | Finance regulator outlines its open finance vision (簡訳:金融規制当局がオープンファイナンス構想の概要を概説) | ----------- | |
| ComputerWeekly.com | 2026-04-14 20:50 | ????0? | |
| The latest announcement by the FCA reveals it will engage with finance firms, consumers and other regulators through the year to “progress plans as quickly as possible”, including developing open finance use cases. It outlines how consumers and businesses could be given greater control over their financial data to help them get better deals.David Geale, executive director for payments and digital finance at the FCA, said: “Open finance has the potential to transform how people interact with financial services. By giving consumers and businesses more control over their own financial data, we can help them access credit, secure better deals and receive more customised support – while fuelling innovation, competition and supporting economic growth.”He added that through using high-quality data in a way that secures consumer trust, open finance can be a foundation for widespread adoption of agentic AI: “We support collaboration between industry and the FCA to deliver the roadmap at pace, enabling agreement on priority use cases and datasets, and appropriate regulatory action to open these up to competition and innovation.”The end goal was to increase competition in a retail banking sector dominated by big financial services companies. Customer banking data is shared by the industry through APIs, with customers’ permission, enabling businesses to offer tailored products. Open finance will see firms use APIs to share banking data across more services. -- ???????? | |||
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